More than 28% of Americans skipped a basic expense such as food or medicine to pay an energy bill. 61 % of Americans are in credit card debt, owing an average of $5,875. The average American has over $101,000 in debt and approximately 40% of Americans do not have enough savings to cover a $400 emergency. More than 28% of Americans skipped a basic expense such as food or medicine to pay an energy bill. 61 % of Americans are in credit card debt, owing an average of $5,875. The average American has over $101,000 in debt and approximately 40% of Americans do not have enough savings to cover a $400 emergency. More than 28% of Americans skipped a basic expense such as food or medicine to pay an energy bill. 61 % of Americans are in credit card debt, owing an average of $5,875. The average American has over $101,000 in debt and approximately 40% of Americans do not have enough savings to cover a $400 emergency. More than 28% of Americans skipped a basic expense such as food or medicine to pay an energy bill. 61 % of Americans are in credit card debt, owing an average of $5,875. The average American has over $101,000 in debt and approximately 40% of Americans do not have enough savings to cover a $400 emergency.